high income, not rich yet

Month: January 2018

Why I Refinanced My Student Loans 5 Times in 4 Years

Why I Refinanced My Student Loans 5 Times in 4 Years

This week I’m talking about student loan refinancing.  Student loan refinance is a hot topic and for good reason. Numerous millennials graduating between 2009-2015 faced rates of 6.8-7.9% interest on six-figure student loan debts. Loan interest rates have since slowly dropped, but at between 5.29-6.4%, federal […]

How To Automate Your Finances

How To Automate Your Finances

Today’s post is a follow-up to Monday’s post on the easiest way to get rich.  Automating your finances will both make it easier to manage your money on a daily basis AND put you on your way to building real wealth.  But where, exactly, do […]

The Easiest Way to Get Rich

The Easiest Way to Get Rich

Several years ago I read I Will Teach You To Be Rich.  A key takeaway is that the easiest way to get rich is to automate your finances.  This means setting up your paycheck so that it automatically goes into retirement savings, short-term savings, an […]

Using the Debt Snowball to Tackle Massive Debt

Using the Debt Snowball to Tackle Massive Debt

“Do you know what a debt snowball is?”  I asked Mr. Graduate Investor last night as we were cooking in the kitchen.  Mr. Graduate Investor was haphazardly browning chicken sausage while I prepped the rest of the ingredients for dinner. “Sure. It’s when you buy […]

How To Become a Millionaire By Age 40

How To Become a Millionaire By Age 40

Growing up I was raised in a working-class family in Appalachian Kentucky.  My parents were both the first high school and college graduates in my family.  We weren’t quite dirt poor (though some of my relatives were), but we didn’t have a lot of money to […]

Five Tips To Save An Emergency Fund

Five Tips To Save An Emergency Fund

An emergency fund is the first step in building financial wealth and independence. A few months ago I was pulling out of my office building when the tire on my Subaru grazed the sidewalk – Pop!  Within a few minutes, my tire was flat and […]

My First Post!

My First Post!

Hello! Welcome to the Graduate Investor.  This blog is just getting off the ground, but I hope that it will soon be a useful resource for graduates who want to take control of their finances. Like many of my peers, I graduated with both a […]