high income, not rich yet

Financially Independent

The Bare Minimum For Financial Stability

The Bare Minimum For Financial Stability

Today’s post is about the bare minimum steps to take for financial stability.  I find that my friends are typically divided into two camps: those that get a kick out of personal finance, and those that prefer to not think about anything related to money […]

Why I Refinanced My Student Loans 5 Times in 4 Years

Why I Refinanced My Student Loans 5 Times in 4 Years

This week I’m talking about student loan refinancing.  Student loan refinance is a hot topic and for good reason. Numerous millennials graduating between 2009-2015 faced rates of 6.8-7.9% interest on six-figure student loan debts. Loan interest rates have since slowly dropped, but at between 5.29-6.4%, federal […]

How To Automate Your Finances

How To Automate Your Finances

Today’s post is a follow-up to Monday’s post on the easiest way to get rich.  Automating your finances will both make it easier to manage your money on a daily basis AND put you on your way to building real wealth.  But where, exactly, do […]

How To Become a Millionaire By Age 40

How To Become a Millionaire By Age 40

Growing up I was raised in a working-class family in Appalachian Kentucky.  My parents were both the first high school and college graduates in my family.  We weren’t quite dirt poor (though some of my relatives were), but we didn’t have a lot of money to […]