high income, not rich yet


Disclosure and Disclaimers

This is a for-profit website. Currently, I have made no money from typing on the internet. That said, there are links to different products and services on this website.  For some of these links (but not all), I may receive a small commission at no cost to you.  These commissions will help cover the costs of running this website.

Conflicts of Interest

Currently, I do not make any money from this website. I also have a healthy income from my day job, my rental property, and my Airbnb rental.  I have no interest in selling out my readers to promote any idea, product, or person that I don’t believe in personally.  This website was created first and foremost for education and dialogue.

Not Legal Advice

None of my posts should be construed as legal advice specific to any person, situation, or thing.  I am not providing legal advice on this blog. Likewise, I am not a certified financial planner.  I am more than happy to talk about anyone about their questions and to share the bits and pieces I’ve gleaned from paying down my own debts, but I am not giving personalized, qualified advice in any post.

FTC Disclosure

I am going to take the generous offer of Tim Ferris to share the following disclosure required by the FTC:

First, the obvious: I am an attorney and real estate owner. I have biases toward lawyers (mostly good) and home ownership (same).  I am NOT providing any legal advice on this blog.

Second, the less obvious: Per the FTC rules, if I interview someone and they grab the bill for lunch, I would need to disclose this. Ditto if I use an Amazon link that gets me 8 cents instead of an Amazon link that gets me 0 cents. If someone gives me a comfy t-shirt with a logo and I wear it in a photo, same deal. Disclaimers all over the place. This would be tedious for me and even more tedious for readers. But rules is rules. To cover my ass and preserve your reading experience, please assume that, for every link and product I use, the following all hold true:


General Terms and Conditions applicable to Use of a Web Site

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.